Ready to develop your financial savvy? Check out these great online resources:

• Are you ready to get your first credit card and want to know what to look for? Or do you want to learn more about savings and checking accounts? For clear, practical advice, go here and click on “Teens and Money.”

• It All Adds Up has online games and simulations that help teens learn about credit management, buying a car, paying for college, budgeting, saving and investing.

• The Santa Clara County Federal Credit Union offers helpful resources for teens, such as its seven learning modules on financial education. Santa Clara County public high school students who join the credit union and complete the seven lessons can earn $50. The group's Web site also offers financial educational seminars, including “Teens and Money" about preparing for financial indepenence, on Oct. 10.

• Nellie Mae has information to help students make wise decisions about borrowing, budgeting, using credit, repaying loans and handling other financial issues.

• The Jump$tart Coalition Clearinghouse contains hundreds of free publications such as “40 Money Management Tips Every College Freshman Should Know.”

• How do credit scores work, and why do they matter? Find out here.

• Already have a credit card? Get a free credit report here.

-- Leah Karlins, Branham High, San Jose